Start early and make a financial plan

This of course underpins everything you do. It may sound glib, but there’s a lot of truth in the phrase fail to plan and you plan to fail. Make financial and life plans of where you want to be at 25, 30 or 35. Life will intervene and trip you up. An unexpected job offer here, an unanticipated child there, and you can’t run a life on rails. But if you have a plan, you are far less likely to be pushed this way and that by the winds of chance.

Links: How to construct a monthly budget, Make a financial plan

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