Pay every purchase with your credit card
Put EVERY PURCHASE YOU CAN on YOUR one and only credit card. Set up a direct debit to pay it off in full each month, ideally just after your salary goes into your bank account. It’s much easier to keep track with one big payment going out, rather than dozens of little ones. When your itemised bill comes in you can check, in one go, where your money is going each month. Make this your monthly budgeting day - it will focus your attention on cutting outgoings and getting spending back below earnings!
Tags: credit cards, budgeting, purchases, finance tips
