Credit cards give free insurance

Use credit cards. We cannot say this often enough - this is effectively free additional insurance. If your travel firm goes bust, the hire car isn’t up to scratch … whatever. A credit card insures your purchases in a way your debit card does not. So THIS policy starts well before you set out for the airport. Need I say, pay the card off in full at the end of the month and DON’T withdraw cash on it. Especially abroad where you don’t know what extra charges are likely to be bumped on.

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